Risk disclosure

Openhand is a non-custodial interface. This page is a disclosure, not a suitability questionnaire and not investment advice. We do not score products or tell you which card to pick.

Not a deposit

On-chain yield is not a bank savings account. It is not insured by CDIC, FDIC, FSCS, or any similar scheme. Returns are variable and not guaranteed. You can lose some or all of the value you put into a protocol.

Smart-contract and market risk

Protocols can be exploited, paused, or illiquid. Stablecoins can depeg. Oracles can fail. Lido withdrawals wait in a queue. Some vaults (for example Maple) require a separate authorization you complete on their site — Openhand cannot sign that for you. Higher-risk cards are labeled; that badge is coarse, not a rating.

Transak is separate

Buying or cashing out USDC with CAD / Interac is Transak's product. Transak decides whether you pass KYC, which payment methods you can use, and when USDC arrives. A failed or delayed Transak order is not an Openhand custody event — we never held the funds. See Terms (Transak terms incorporated) and Buy USDC.

Tokenized stocks and spot crypto

Dashboard tapes routed by LI.FI are not Transak, not the listed share, and not a brokerage. Issuers often exclude US retail. Availability varies. You sign every swap. Do not treat a sort order as a recommendation.

You sign

If you do not understand a transaction your wallet is asking you to sign, do not sign it. Openhand cannot reverse an on-chain transaction.